Unauthorised overdrafts can cost you a lot of money – there is a better way!

According to the Which? magazine, unauthorised overdrafts can cost borrowers up to 7 times more than a payday loan. The BEST solution is to contact the credit union where the typical loan costs 1% per month (APR 12.9%) AND, if you are a home owner wanting £5,000 or more, it can be as low as 0.48% per month (APR 5.9%). And when you consider that payday loans cost between APR 400% and 5000%, the choice is clear. Click here to see more about our affordable loans

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