A applicant wanted to borrow to replace a series of short-term loans (from other lenders). He is paying a typical APR of over 500%, meaning his £500 loan was costing him almost £1600 to repay. With a series of such loans, the applicant could only survive by taking out more loans. We were able to help by making a loan at a rate of interest of only 26.8%. If we had been approached earlier, we could have saved him about £700 in interest.
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